My firm belief in constant learning and up-skilling has helped me reach another milestone - I am now a CERTIFIED FINANCIAL PLANNER™
This one is special because it involves a much deeper, critical and analytical thinking that aligns you with the requirements of the clients. I feel lot more equipped and confident to help my clients make informed financial decisions.
Special thanks to Harminder Garg from IIFC - Indian Institute for Financial Certifications, my mentor in this journey. He made the whole journey so engaging that you would not miss a session of interaction in your quest to learn more.
This is not the end but a new beginning in my professional journey to enrich the financial wellness of our esteemed clientele.
The intense discussions, engagement in the classes by fellow journeymen made for a great learning experience. I still fondly recollect Harminder chiding some of us to keep the video ON while he ensured that not a moment went by making one feel bored. Days passed into weeks and suddenly, behold – it was time for mock tests; which made my heart skip a beat. For a serial backbencher, tests are as bad as sitting on the dentist’s chair and I hadn’t entered a classroom (real or virtual) in over 2 decades.
Harminder set the pace for me and before I could realise it; I had cleared the first three modules. This followed the submission of a financial plan based on a case study assigned by the Board. By early November 2021, the plan evaluation results were out and there was one more hurdle to cross.
I feel humbled to say that on December 30, 2021, I accomplished the mission to complete my CFP (CERTIFIED FINANCIAL PLANNER) Certification.
Thanks again Harminder Garg, CFP for doing an amazing job of creating a pool of financial professionals, who would go a long way to spread financial wisdom.
“Potential is not an endpoint but a capacity to grow and learn.” ― Eileen Kennedy-Moore
Am extremely pleased to share that in my journey for continual improvement in my professional career, I have achieved another milestone and attained CFP® mark from FPSB U.S.
The journey started with Astounding and intellect way of coaching in evenings and mornings and subsequent push to self-study and assessments thereafter to check and improve our performance.
The morale got boosted after getting First Certification of Investment Planning specialist followed by Risk and Estate planning specialist and Retirement and Tax Planning specialist. Finally, day came when case study got approved which was mentored both by IIFC and FPSB. The structured way led to Integrated Financial planning and now attained the most respected global certification recognized in 27 countries and territories around the world.
I express my sincere gratitude to Harminder Garg, CFP, IIFC - Indian Institute for Financial Certifications for relentless coaching and FPSB Ltd. - India (LO) for providing a seamless and structured platform to improve my skills to achieve this professional mark. It will really help me in my professional journey to grow further.
“Believe in yourself. You are braver than you think, more talented than you know, and capable of more than you imagine.”
There are proud moments which you cherish upon for lifetime. In Professional career, one such moment which I was waiting to capture since venturing into Wealth Management was to have a coveted mark with my name and the wait is over today with attaining CFP® mark from FPSB U.S. Many thanks to Harminder Garg, IIFC - Indian Institute for Financial Certifications – for his relentless Motivation, Coaching and Guidance to make me achieve this mark. More than that, With the practical application of financial planning concepts, I would now be able to make much more meaningful impact in the lives of people around me and that is truly the way of giving back to Society with more Satisfied and Happy lives. You only Win, when people around you Win.
Continuous Study and clearing all exams in first attempt were not possible without support and guidance of Harminder Sir. Thank you so much once again for amazing coaching. Really enjoyed the learning period at IIFC with Harminder Sir.
Along with Festivity, this December has brought in another milestone for my career... Just passed CFP®️ final exam this December and I can't Thank enough a lot of people, but I will start with my Family first!
Last one year had been tough... Spending any possible vacation time, family time, weekends on study were a hard decision Mentally and Emotionally as well. For the last 1 year i had a daily schedule from 5AM to 8AM study. Then I had to engage myself at the office from 9:30AM to 6:30PM, Finally another session from 8PM to 12AM study!
A special Thanks to my CFP instructor Harminder Garg, CFP I want you to know that you are simply amazing at what you do! I learned a lot from you, especially Practical aspects of day-to-day financial planning!
I am glad to share with everyone that now I am a CFP.The journey started in lockdown where a new entrepreneur was thinking and planning what to do further.
Leaving the job was not an easy decision but I was determined to do something on my own, I left and moved forward but hitting off the pandemic made me rethink what to do. During that time of struggle, I saw most know people are enhancing their skills in this competitive environment. I understood now it's not the time to rethink but to utilize the time for self-development.
He said to go for it with IIFC - Indian Institute for Financial Certifications and the dynamic person & coach Mr. Harminder Garg who finest art of teaching.
This course not only enhanced my overall skills in planning personal finance but my psychology of product placement and knowledge all improved. "Education is the most powerful weapon you can use to change the world." - Nelson Mandela. The quote is true for me as I can feel the change.
Happy to share that the journey which started in Dec 2020 has come to a pitstop of completion of the Credentialing with coveted Tag CFP® Global Excellence..
In this journey literally it was going back to college days starting classes early at 6.30 AM ,combined studies in virtual mode, doing assignments sometimes till early 4 AM post office hours and interim Test curated by coach to check upon ourselves .
It's indeed an enriching experience and thanks to Harminder Garg a dedicated n tough Mentor on a mission to provide quality education to qualified people to BFSI and IIFC - Indian Institute for Financial Certifications for guiding n coaching us through new process of achieving the CFP®✅ Tag FPSB Ltd. - India (LO) for the wonderful curriculum which covers Holistic aspects of Financial Management.
As it is said “ If you are not willing to learn no one can help you…..If u are determined to learn no one can stop you”.As markets are roaring from last 2 years, Funds NAV are at its peak …..it’s time to increase your own NAV.
After 2 Years of hard-work, 6am regular learning sessions , practice , test , guidance ,hardships have finally paid off. Happy to share to I have completed my CFP
With my learnings & applying those financial planning concepts will make difference and make meaningful impact in lives of the people around me and will truly serve the society.
I would like to thank my mentor Harminder Garg & IIFC - Indian Institute for Financial Certifications who always walks along side to show what you can do and for their everlasting guidance & support to earn this Global certification .
A dream turned to reality today. Becoming CFP is a dream for most of the individuals like me working in Banking, Financials & Wealth Management Industry.
I am extremely happy & delighted to announce that I am awarded with CFP Certification which is one of the most elite global certifications in financial planning.
The last one-year journey is being tough and the credit for this success is not limited to me. It goes to my mentor Harminder Garg who have got an untiring mind and passion. He ensures every one of his candidates are well trained to excellence. With a clear cut plan in 3 day class per week and routine tests make me more engaged for preparation and participation.
I am thankful and blessed in having you as my mentor/coach/guide/guruji like you on this dream journey Harminder Garg.
"Information is not knowledge, and knowledge is not wisdom. Information becomes knowledge through the organized application of discipline and intelligence. Knowledge grows into wisdom from skills, often developed through trial and error. We gain wisdom primarily from our mistakes and our willingness to learn from them"
Growth from information to knowledge involves the mind Growth from knowledge to wisdom involves the heart
It is continuous process ....
I would like to share my success with all connections that now I am CERTIFIED FINANCIAL PLANNERCM. Certification is USA based qualification in the field of financial planning & Wealth management.
It took almost 2 years of continuous learning with perseverance to get this certification. it was not easy but had many reasons for getting delayed. sometime lack of confidence due to less preparation, unsuccessful attempt. But it actually requires frenzy fuel of preparation at least 4 hour a day. stealing 4 hour a day is not simple while maintaining work life balance.
It were not be possible without constant support from my mentor & coach HarminderGarg and IIFC - Indian Institute for Financial Certifications and my family. Kudos to Harminder Garg sir for giving practical guidance of making financial plan with aspect of critical thinking, Discovery process and Appreciative enquiry. Wish him all the best and good luck for his endeavour.
Upskilling is always fun. One year of hard work to get the coveted Tag of CFPCM.
A big shout out to IIFC - Indian Institute for Financial Certifications & my coach Harminder Garg for a superb learning experience.
Believe in yourself, pursue your dreams and make it happen…happy to share that I cleared my CFP.
Sincere thanks to my coach Harminder Garg for your guidance and motivation. This couldn’t have been possible without your support.
It is very important to set goals for yourself.It has been a whirlwind of a year. However, I am beyond excited to announce that I have finally obtained a new certification: CFP Certification - Global Excellence in Financial Planning from FPSB Ltd.!
Even though I only just managed to squeeze it in before the end of the year it feels so good to have achieved the prestigious global mark- Certified Financial Planner (CFP).
The amount of self-development that has prepared me for this is something I’ll be forever grateful for. I am immensely proud of myself for pushing through the barriers of breaking into this achievement and want to thank everyone who has showered me with their consistent encouragement and support throughout this entire journey.
A huge thank you to Harminder Garg& the team for their support and guidance in past one year.Determination, hunger, focus, and consistency will never stop you from achieving what you want and what you deserve.
With great happiness and joy, I would like to share that now I am CERTIFIED FINANCIAL PLANNER (CFP). CFP Certification is a USA based qualification in the field of Financial Planning & Wealth Management.
It took more than a year of learning and clearing four different modules and submitting a complete financial plan to achieve this coveted global certification course in financial planning i.e., CFP from Financial Planning Standard Board (FPSB), USA. A Certification which includes:
Clearing all modules were not possible without the relentless support and guidance of Harminder Garg, CFP and IIFC - Indian Institute for Financial Certifications. Kudos to Harminder for his perseverance, motivation and practical guidance which helps us to achieve the certification. We really enjoyed the learning period with Harminder Garg. Wish him all the best for his future endeavour.
Waiting for this day to announce this lifetime milestone achievement with big shout out that I have obtained my CFP - Certified Financial Planner certificate from FPSB India. I started my career in financial services as Post office small savings agent and PPF agent in the year 1997. After in 2005 to till date took the role of AMFI registered Mutual fund Distributor.
With the blessings of almighty I want to tell my heart full Thanks with GRATITUDE to my beloved parents especially my mom who stood behind me in all my ups and downs, believed in me, motivated me, corrected me to achieve this league. I want to Thank from my heart my sister and brother and extended families. I also want to Thank my friends and relatives and my clients who supported me in all my life.
I specially want to tell Thanks with Gratitude to Harminder Garg, CFP and team IIFC - Indian Institute for Financial Certifications for their relentless rigorous training and continuous support in achieving my dream goal.
I have retired as an AGM from SBI after 36 years of service in this mighty organization. After retirement, I have taken up CFP certification which was my passion throughout my career. In this exciting CFP journey, I learned many new things which were beyond my imagination.
Now I can proudly declare that I have a global professional qualification. This could not be possible without the support of my mentor Harminder Garg who is imparting such talent among hundreds of candidates in India through his Institution namely Indian Institution for Financial Certifications (IIFC), Chandigarh.
My sincere thanks to Mr. Harminder Garg, his entire team and also my fellow candidates who helped me in successful completion of CFP. Further, I recommend whoever wishes to acquire such global qualification can take the support from IIFC, Chandigarh for success.
The journey which started on August 2020 to see myself as a CFP a gold standard in the world of financial planning was never an easy one.
The journey had its share of ups and down but what kept me going was the training and education provided by Harminder Garg I am truly blessed that I found an educator like him his teaching methods not only helped me in cracking this examination but his knowledge and understanding of the topics helped us in understanding the finer concepts of whole syllabus, his style of teaching itself gives you plethora of knowledge which is imperative and compulsory for cracking such exam .
Today I am happy to announce that I am a Certified Financial Planner (CFP), a certification program directly administered by U.S.-based Financial Planning Standards Board Ltd. (FPSB Ltd.),
Learning is an experience. Everything else is just information. In the field of Wealth Management if you want to be successful, don't seek success, seek competence.
During covid-19 when everyone was unclear what to do, how to start again when everything was just standstill, I thought let’s start learning again. It was never so easy to start again which require at least 18-20 hours in a week in practicing numerical questions and solving live case studies, doing online classes, reading for late night.
In one side it was tough in managing time while doing office work, client meetings etc. and while doing learnings, but on the other side It was more fun in learning from a bunch of successful, experienced & talented CFP batchmates who were from different industries & locations with different finance background and expertise. It was a unique experience which normally don't come handy when you work with same set of people. This took me back to college days competition, scoring marks better than others, Participating in debate and many more interactive sessions. last 1 year was very tough in terms of allocating time but It was very interesting and 360 degree learning, problem solving ideas & solutions from different finance professionals .
I would like to thanks to all who supported me in completing this journey , my family who supported me , my mentor Harminder Garg, CFP for his relentless & continuous support.
Another Feather in My Cap!
Earned this certificate after 15 months of effort and dedication. This was not easy task. My goals and passion kept me motivated to consistently work hard for this.
I must say this is a big step towards my goal and this wouldn’t be possible without the guidance of Harminder Garg and team IIFC - Indian Institute for Financial Certifications
I'm excited to share my educational milestone and the joy of studying again at 42.
It was a big challenge which was accepted, 15 months of hard work and prestigious CFP certification done !!
Feel honoured to be part of this elite and global community CFP & Financial Planning Standards Board
Thanks Harminder Garg for your unquestionable mentoring
KEY - Keep Educating Yourself
Pleased to share that hard work of 15 months paid off and it's now officially.!!
Himanshu Arora, CFPCM(Certified Financial Planner)....
Would like to extend my gratitude towards Harminder Garg fromIIFC - Indian Institute for Financial Certifications for their relentless efforts. Keep Mentoring
Another feather to my cap: I am glad to share that now I am a CERTIFIED FINANCIAL PLANNER.
The last 12 months have been all about hard work and dedication. Waking up early morning for online classes and group studies; was re-living my college days. Waking up all night to complete the Case Study along with ongoing work; was all about my passion to harness the skill that will help me achieve my mission.
Many thanks to Mr. Harminder Garg, CFP for mentoring us and driving us to give our best. Thank you team IIFC (Ms. Aparna Bharti, CFP, and Mr. Mohit Kothari) for their continuous guidance and support.
I am glad to share that I have cleared CFP, the global excellence in financial planning along with three specialist certifications. All the hard work of last 15 months paid off.
Thanking to family and friends who always motivated me in achieving this benchmark and special thanks to Harminder Garg, CFP&Aparna Bharti, CFP and the whole team of IIFC - Indian Institute for Financial Certifications for their equal efforts like their students for helping them in achieving this global certification.
Final one, Journey started in May-June 2021 and completed the CFP final module. my sincere thanks to Harminder Garg, Aparna Bharti, CFP and team IIFC - Indian Institute for Financial Certifications for all the learning guidance. I admire Harminder Garg, CFP for his thirst and passion to guide students to give such a wonderful learning experience and obtain certification subsequently
It is finally official. I have completed all the CFP levels and manage to get the CFP Mark. Thank you IIFC - Indian Institute for Financial Certifications Harminder Garg, CFP for all the help and guidance. The title and this journey wouldn’t have been possible without all your unconditional support. It has helped me grow as a professional and I am extremely thankful to you and your team.
An incredible journey under the guidance of Harminder Garg, CFP has finally resulted in the most coveted CFP certification for me. Thanks to the entire team of IIFC - Indian Institute for Financial Certifications for your guidance and support over the past 12 months.
I'm happy to announce that I passed the CFP exam and earned three specialised certifications in addition to the final one, Global Excellence in Financial Planning. The past 15 months of arduous effort have paid off.
“I enjoy the value that this certification has already brought to my work and projects.”
Thank you to my family and friends for constantly encouraging me to reach my goal, and a special thank you to Harminder Garg, CFP , Aparna Bharti, CFP and the entire IIFC - Indian Institute for Financial Certifications team for working really as hard as their students did to get this professional qualification.
IEntering in 2023 as Saurabh Kumar, CFP. Remarkable journey of 11 months all alongwith rigour, passion & persistence, under the guidance of Mr. Harminder Garg, finally resulted in joining in one of the most coveted CFP certification for myself. Thanks to the entire team of IIFC - Indian Institute for Financial Certifications for your guidance and support.
“It is what we know already that often prevents us from learning.”
In my endeavour to constantly learn & evolve and after 1.5 years of late nights & early mornings, I am glad to reach a new milestone. Delighted to share that I have successfully completed my CFP certification.
Thanks to Harminder Garg and team IIFC for their support and guidance during the journey.
Another feather to my cap: I am glad to share that now I am a CERTIFIED FINANCIAL PLANNER.
The last 12 months have been all about hard work and dedication. Waking up early morning for online classes and group studies; was re-living my college days. Waking up all night to complete the Case Study along with ongoing work; was all about my passion to harness the skill that will help me achieve my mission.
Many thanks to Mr. Harminder Gargfor mentoring us and driving us to give our best. Thank you team IIFC (Ms. Aparna Bharti, and Mr. Mohit Kothari) for their continuous guidance and support.
I am glad to announce that I have cleared the most prestigious and globally acclaimed degree in Personal Financial Planning by FPSB USA in the first attempt.
Last whole year of Hard work and Dedication has paid off by this Feather in the Cap. An experience of 15 years helping clients invest in Indian Markets has been challenging and satisfying, but this New Recognition will help to serve for Financial Freedom of many clients and their families.
Special Thanks to Harminder Gargsir, whose mentorship helped me sailed through and achieve this Prestigious Recognition. Thanks to IIFC - Indian Institute for Financial Certifications, team whose support has always made things look easier.
"Hardwork and Correct Guidelines from your mentor always leads you towards success"
Another feather to my cap: I am glad to share that Now I am a "CERTIFIED FINANCIAL PLANNER". As of now, there are less than 2400 CFPs in India. Additionally, it opens doors to operate in 26 countries including US, Canada, UK, Australia, Singapore, etc.
By the grace of God and with the superb guidance by my mentor Mr. Harminder Garg who always motivated us and was always ready to sacrifice his valuable time along with us to achieve this great success. He always took more pain than any of his student.
I am incredibly proud to have earned this designation, as it demonstrates my dedication to staying up-to-date on the latest financial planning techniques and regulations. The CFP course covered a wide range of topics, including retirement planning, estate planning, risk management, and tax planning, among others.
Completing this program has not only given me the skills and knowledge to better serve my clients, but it has also helped me to better understand the complex financial landscape and how to navigate it effectively. I am confident that the skills and knowledge I have gained from the CFP program will help me to better advise my clients and assist them in achieving their financial goals.
I would like to thank my mentors Harminder Garg, colleagues, and loved ones for their support throughout this journey. I am excited to continue my professional development in the field of financial planning and to use my CFP certification to help others achieve financial stability and security.
I am glad to inform that I have cleared my CFP Certification conducted by FPSB USA.
This would had not been possible without continuous guidance and support of my mentor Harminder Garg Sir. Also, a big thank you to Aparna Bharti, CFP for all the help and support
I am feeling happy to share that I have cleared my finals and It’s official now. I am a CFP (Certified financial planner).
Thank you 🙏Harminder Garg, CFP, all for your continuous support. This global recognition couldn’t be possible without your guidance.
All our dreams can come true if we have the courage to pursue them!!
I am thrilled to announce that I have successfully achieved a milestone on becoming aCERTIFIED FINANCIAL PLANNERCM!
Now it's officially Unnati Rajesh Fulfagar, CFPCM
The last few months have been crazy. It was a long and exciting journey with its share of ups and downs. All the hard work, the late-night studies have finally paid off. I feel honoured to be a part of this elite global community of CFP holders.
I have passed all the 4 levels of the CFP exam along with the submission of the financial plan.
I am grateful to Harminder Garg for their constant guidance and support to help me achieve this goal. The entire IIFC team have worked hard for its students to clear the exams.
Finally, I have achieved one of the prestigious financial Certification of CFP. All of this is possible due to the combined efforts of Harminder Garg, CFP (CPF coach and founder of IIFC) and his team.
Not only he assisted me but also motivated me whenever I lost my hope. It was quite hard for me to crack CFP without the proper guidance of Mr. Garg. In the end, I want to thank each and every team member of IIFC for helping me in this Journey.
IIFC - Indian Institute for Financial Certifications
Push yourself, because no one else is going to do it for you.
I am happy to share that I have completed the CFP final module and becoming part of the elite & global community of CFPs.
Thanks to my mentor Harminder Garg for all the support and guidance since last 1.5year. All credit goes to you.
Believe in yourself. You are braver than you think, more talented than you know, and capable of more than you imagine”
I am excited to share that now I am a “CERTIFIED FINANCIAL PLANNER”. After completion, I am much surprised that how I have compromised all the weekends in last 1.5 years for preparation. Now, I feel very honoured to be a part of this elite & global community of CFP’s.
I would like to thanks Harminder Garg for great mentoring , Extended support & Guidance.
I’m happy to share that I’ve obtained a new certification: CFP Certification - Global Excellence in Financial Planning from FPSB Ltd.!
"With the grace of God & Guru, one year's hard work & patience paid. Finally earned the badge of CFP - Certified financial planner from FPSB. An ultimate certification in global financial planning. Thanks a lot Harminder Garg, CFP
Last one year journey was remained quite fruitful. The journey was not about the learning CFP course content but with full of practical knowledge as well which remains very useful for a financial advisor in his day-to-day practice. It was pleasure learning experience with Mr. Harminder Garg Ji & his team. I really thankful to them as without his support It wasn't possible to crack the CFP's all module in first attempt.
An investment in knowledge pays the best interest.”
Happy to share that after around two years of learning journey finally awarded the prestigious CFP Certification. A certification which includes:
✔ Retirement n Tax Planning Specialist
✔ Investment Planning Specialist
✔ Risk and Estate Planning Specialist
✔ Practical Financial Plan Clearance by Board.
✔ Integrated Financial Planning -CFPCM
Thanks to my mentor Harminder Garg sir for the continuous motivation and guidance throughout the course and my family for supporting and encouraging always.
With immense pleasure I would like to share that I have completed all the requirements to become a CERTIFIED FINANCIAL PLANNER!
I'm grateful to Harminder Garg (Chief Mentor of IIFC - Indian Institute for Financial Certifications), under whose guidance & training I managed to achieve the most prestigious certification in the field of financial planning and wealth management issued by the FPSB US. Without his continuous support and motivation, this goal would have been a distant dream.
It’s my pleasure to share that today, the efforts of more than one year brought colour and I finally received my CFP certificate.
For this achievement of my life I would like to thank my Mentor for their continuous guidance and support, without which this dream wouldn't have been possible.
It is immense pleasure to flaunt the achievement of mine that I have achieved after rigorous hard work of years and continuous support of my well-wishers and Almighty.
Finally, I have completed my CFP Certification and now only one more step to go i.e., work experience of 3 years and after that I will be eligible to be called CFP, highly recognized certification course in personal finance.
Lastly, want to thank everyone for who have shown their trust in me and provide continuous support, my mentors Harminder Garg and his team who have my back and encourage me to complete this journey which is full of up and downs.
It’s time to flaunt which took a full year to accomplish.Now, after completion I am surprised that how I have compromised all the weekends in the last one year.
Now thinking about the time, during the CFP Journey, It was full of roller coasters on personal and professional front but in spite of all the hurdles now feeling accomplished.
I am extremely delighted to achieve and share my accomplishment which is incomplete without mention of my Family and the mentor Harminder Garg, from IIFC - Indian Institute for Financial Certifications.Filled with Joy and looking forward at transforming lives with the learnings.
It’s my pleasure to share that Today, the efforts of one year brought colour and I finally received my CFP certificate.
For this achievement of my life I would like to thank my Mentor Harminder Garg from IIFC - Indian Institute for Financial Certifications for their continuous guidance and support, without which this dream wouldn't have been possible.
It's Finally Official! VISHAL SRIVASTAVA, CFP
It's great pleasure to share with you all that I am now a CFP (Certified Financial Planner). It is one of the most prestigious qualifications in Financial Planning and Wealth Management. FPSB India
Exciting journey for the last 1 year, I had a daily morning schedulefrom #6AM to #8AM study. As I am from software industry So it’s difficult to crack this reputable exam but my passion towards Financial Knowledge and guidance from my mentor Harminder Garg. I learned a lot from you, specially practical aspects of day-to-day Financial Planning requirement and Assets allocation!
It's great pleasure to share with you all that I have become a #CFP (Certified Financial Planner). It is one of the most prestigious qualifications in Financial Planning and Wealth Management. FPSB Ltd. - India (LO)
Excited journey for the last 1.5 year i had a daily schedule from 6AM to 8AM study. Then I had to go to office from 9:30AM to 6:30PM, as working in manufacturing industry sometime I have to give extra time in my office which was challenging, but my mentor Harminder Gargmotivates me, which help to do regular study & now I got my certification.
A special thanks to my CFP instructor Harminder Garg, CFP(Founder & Chief Mentor of IIFC - Indian Institute for Financial Certifications), I learned a lot from you, specially Practical aspects of day-to-day Financial planning requirement
With great happiness and joy I would like to share that I have cleared the CERTIFIED FINANCIAL PLANNING Certification.....
A year long journey of learning different aspects of financial planning.....
I would like to thank Harminder Garg and IIFC - Indian Institute for Financial Certifications for their continuous efforts and guidance, without which this wouldn't have been possible.
Well Journey was not easy since last one year , However hard work turned up well when I got stone on the crown as CFP from FPSB Ltd. - India (LO) US board #IIFC.
I am delighted to share my happiness and professional achievement as Finally got CFP certification,a global recognition. this would have not been possible because of our extremely talented and amazing mentor Harminder Garg Sir thank you so much for all your efforts ,early morning classes , late evening discussions and throughout supportive in this journey .
My special thanks to FPSB Ltd. - India (LO) and providing such honoured platform for becoming CFP professional.
It's finally official! Rishabh Gandhi, CFP,
I am feeling Grateful & Blessed to announce that I have completed all the requirements to become a CERTIFIED FINANCIAL PLANNERCM! It was a long and amazing journey and I’m feeling delighted to share this pleasant news.
I owe my sincere and heartfelt gratitude to Harminder Garg(Founder & Chief Mentor of IIFC - Indian Institute for Financial Certifications) under whose guidance & training I managed to achieve this. He always supported and helped me throughout the journey.
I am feeling happy to share that I have completed my CFP certification. This certification is a USA based qualification in the field of financial planning & wealth management.
Thank you Harminder Garg and IIFC - Indian Institute for Financial Certifications for the association and support that help me to clear the exam in the first attempt.
It’s time to flaunt which took a full year to accomplish.
Extremely delighted to share my recent accomplishment that I have become a CFP (Certified Financial Planner), which is incomplete without mention of Harminder Garg, a mentor par excellence & a very humble human being
I am feeling happy to share that I have completed my CFP certification. This certification is a USA based qualification in the field of financial planning & wealth management.
Thanks Harminder Garg for all the support as a mentor for achieving this professional level inFinancialPlanning .
“All Our dreams can come true if we have the courage to pursue them.”
Becoming CFP is a dream because there is no another higher FINANCIAL PLANNING CERTIFICATION IN THE WORLD for most of the individuals like me working in Banking, Financials & Wealth Management Industry.
It gives me great pleasure to share with you all that I have become a Certified Financial Planner. It is one of the most prestigious qualifications in Financial Planning and Wealth Management (accepted in 27 countries globally)
I would like to thank Harminder Garg, CFP from IIFC - Indian Institute for Financial Certifications for all his support and guidance during this process. Thank you, Sir!
It gives me immense pleasure to share that, I have completed the coveted Certified Financial Planner program, which is a globally-recognized certification in the field of Financial Planning
While celebrating this achievement, I would like to sincerely thank Harminder Garg, CFP of IIFC - Indian Institute for Financial Certifications who has guided and supported me during this 1 year long journey and helped me achieving this milestone.
It gives me an immense pleasure to share with you all that I have become a Certified Financial Planner. It is one of the most prestigious qualifications in Financial Planning and Wealth Management (accepted in 27 countries globally)
I would like to thank Harminder Garg from IIFC - Indian Institute for Financial Certifications for all his support and guidance during this process. All the sessions were so well planned and I genuinely admire his contribution in our success. Thank you, Sir!
This success comes with a lot of responsibility which I acknowledge and respect. You can expect even better professional guidance and advice at Ideal Investments with this milestone.
Heartfelt thanks to Harminder Garg from IIFC - Indian Institute for Financial Certifications for such amazing Mentorship...!Your much needed motivation has been the guiding force for all of us to achieve this prestigious Certification
There are proud moments which you cherish upon for lifetime. In Professional career, one such moment which I was waiting to capture since entering into Wealth Management was to have a coveted mark with my name and the wait is over during this festive month with attaining CFP® mark from FPSB US.
There has been lot of hiccups while pursuing CFP. Keep Studying along with some professional and social commitments is not so easy, but it became easy when
your family & friends gives some moral supports, colleagues give you a comfort to take any extra mile target and clients who always encourage you for being the best.
A special thanks to my mentor my guide my Coach Mr. Harminder Garg (Founder & Chief Mentor of IIFC - Indian Institute for Financial Certifications)Sir you are simply amazing. Sir thanks to you and your team at IIFC for putting your endless support and efforts due to that I earned the status of CFP
I am immensely pleased to announce that I have accomplished CFP certification in my very first attempt. Feeling so proud to be a part of elite global community of CFP holders. All the time and hard work which I invested in for the past 1 year has paid me off in manifold.
It’s the stupendous guidance of our coach Harminder Garg and support from IIFC - Indian Institute for Financial Certifications that I could sail through this rigorous CFP course. FPSB Ltd. - India (LO).
I am happy to inform you that after almost 15 months of hard-work, dedication and perseverance finally get the 3 golden letters and added another feather in the cap Ankit Sharma, CFP®️
n of financial plan and at-last CFP final examination.
Finally the man behind the success my mentor, coach Harminder Garg and IIFC - Indian Institute for Financial Certifications team for their continuous support and guidance.
This is not every day you get the satisfaction of higher-level for achieving something prestigious in your life. And this is one of the rarest days which I am going to cherish for rest of my life as I am happy to share that I am now part of elite group of global community of Certified Financial Planner (CFP), FPSB, US. Being the first one from my home city, Jabalpur (M.P) and one of the only around 2000 CFP in India will be a feather in my cap.
Many factors combined together like hard work, patience, dedication, continuous efforts etc have contributed to clear this prestigious certification. However at the centre of all this is the guidance and support extended by Harminder Garg from IIFC - Indian Institute for Financial Certifications. Who has not only guided us to the right path but has invested himself and work with us tirelessly so that no stone can be left unturned.
This all would not be possible without the guidance and support from Harminder Garg, CFP ,Thank u once again Sir for being with us all the way.
Greatest achievement during lockdown, The CFP Certification. Completed all the four milestones satisfactorily.
- FPSB® Investment Planning Specialist
- FPSB® Risk and Estate Planning Specialist
- FPSB® Retirement and Tax Planning Specialist
- FPSB® Integrated Financial Planning
It took me 18 months of continuous learning to achieve the tag of CFP.
To accomplish any goal, one always need a very strict mentor,Thank You Harminder Garg for all the time and support. I am certain that without you around, it wouldn't have been possible.Heartfelt Thanks to you.
Push yourself, because no one else is going to do it for you.
I am happy to share that I have completed the CFP final module and becoming part of the elite & global community of CFPs.
Thanks to my mentor Harminder Garg for all the support and guidance since last 1.5year. All credit goes to you.
I am glad to share that I have cleared my CFP final Exam (CERTIFIED FINANCIAL PLANNING). This is very prestigious qualification in the world of personal finance with international recognition.
Last one and half year had been very tough, I had daily scheduled from 6 am to 8.30 am study,then I had to engaged my-self in the office work from 10 am to 6 pm and finally another study session from 7.30 pm to 10.30pm. But my wife SnehalDhatrak my Parents my kids stood Rock behind me,gave me enough reasons to continue and not give up any CFP Dream and here I am celebrating with you all.
A special thanks to my mentor my guide my teacher Mr Harminder Garg sir. you are simply amazing. Sir thanks for your continuous support and efforts due to that I am CFP (Certified Financial Planner) today.
I am glad to announce that I have cleared all 4 levels of the prestigious CFP Certification (FPSB Ltd. - India (LO)):
1) Retirement and Tax Planning Specialist
2) Investment Planning Specialist
3) Risk and Estate Planning Specialist
4) Integrated Financial Planning
I would like to thank my mentor/teacher Harminder Garg, CFP and the entire team of IIFC - Indian Institute for Financial Certifications for their relentless support and motivation.
Another feather in my cap today, earned the most prestigious title in Wealth industry Certified Financial Planner (CFP) today. Now can add both the titles Chartered Wealth Manager (CWM, earned before) and CFP to my name. Thanks to Harminder Garg, CFP for the great mentorship and coaching.
As the saying goes " Great achievements brings together great sense of responsibility !!" The commitment is - to act, practice and deliver ethical and responsible financial solutions.
I am pleased to share that after a year plus of focussed & dedication hard-work had paid me off the most awaited reward in form of Certified Financial Planner - CFP certification
I would like to express my sincere gratitude to my coach Harminder Garg for his continuous guidance & support. I deeply appreciate his never-ending patience and encouragements
“To accomplish great things, we must not only act, but also dream; not only plan, but also believe.
-Anatole France
I also visualised a dream last year to become CFP. I am glad to share that the dream becomes reality today and now I am CERTIFIED FINANCIAL PLANNER. CFP is one of the prestigious and finest qualification in the world of personal finance with international recognition. It's not just a certification but a great learning too. I personally believe that more you learn, more value you can add to your investor's portfolios.
Many Thanks to Harminder Garg from IIFC - Indian Institute for Financial Certifications for his guidance, support and continuous push. It was an amazing journey of one year with lots of learnings.
The illiterate of the 21st century will not be those who cannot read and write, but those who cannot learn, unlearn, and relearn.’ –Alvin Toffler
After almost 20 years in Financial Industry, I started my entrepreneur journey in November 2020. Along with that began the journey of learning and implementation of these learnings. In the process, have completed the most respected global Certification course in financial planning i.e. CFP from FPSB, USA.
It took almost one and half years of learning, clearing 4 different modules and submitting a complete Financial Plan to achieve this certificate. But this was never possible without support of friends and family and specially Harminder Garg, CFP who worked tirelessly.
Proud to be a part of this group of small but best Financial Planners globally.
It gives me immense pleasure to share that... Just cleared CFP®️ final exam
The journey was started one year & three months back. a continuous support of Parents, family, friends, near & dear one helps a lot to start, continue & complete this MISSION - CFP®️.
God was very kind for providing that mental strength & toughness for Clearing all 3 Modules -- i) Investment Specialist, ii) Risk & Estate Specialist & iii) Retirement & Tax Specialist in first Attempt -) Then successfully Financial Plan Submission -) and is the Final Lap CFP®️
BIG… BIG… BIG… Thanks to our CFP coach Harminder Garg, CFP , IIFC - Indian Institute for Financial Certifications for his continuous Motivation, Support & Guidance which help us to enjoy & learn in this journey called - CFP®️
I“Wisdom is not a product of schooling but of the lifelong attempt to acquire it.” – Albert Einstein
I am very happy to share that I have completed CFP Certification (CERTIFIED FINANCIAL PLANNER).This credential is the most desired and respected global certification to demonstrate the commitment to competent financial practice.
Special thanks to Harminder Garg from IIFC - Indian Institute for Financial Certifications for continuous coaching and guidance from past 1 year which has definitely helped me to clear the various specialist certifications in the 1st attempt itself. All throughout learning has been a wonderful journey.
Live as if you were to die tomorrow.Learn as if you were to live forever"
- Mahatma Gandhi.
I really thanks to all my well-wishers& True friends who motivated me to pursueprestigious Global Certification "Certified Financial Planner".The journey started a year & two months ago.The task was not easy. Study alongwith Job was very difficult, but my wife and kid always backed me.No Family Time - No outing with family on Weekends - No visit to Home Town to meet with Parents.But the family never complains. Without their sacrifice - this was never ever possible.
This fantastic Dream and Goal couldn’t be completed without our Great Genius Guru Harminder Garg from IIFC. His mentoring and motivation was key to success. Thanks, Harminder Sir once again.
I am feeling Grateful & Blessed to announce that I have completed all the requirements to become a CERTIFIED FINANCIAL PLANNERCM!
It was a long and amazing journey and I’m feeling delighted to share this pleasant news.
I owe my sincere and heartfelt gratitude to Harminder Garg from (Founder & Chief Mentor of IIFC - Indian Institute for Financial Certifications) under whose guidance & training I managed to achieve this. He always supported and helped me throughout the journey.
After almost a year of hard-work, I am feeling so proud to share that I am now a Certified Financial Planner. This professional certification which is Internationally recognized caters to Wealth management, financial advisory,Tax & Insurance advisory and Retirement planning.
In this moment, I would like to extend my gratitude to Harminder Garg Sir who has been a great support, mentor and guide throughout this journey. I appreciate his structured approach to such a wide topic with some fantastic take aways.
"I never dreamed for Success, I worked for it" – Estee lauder.
It was peak of Covid wave-1 when all of a sudden, we all were sitting at homes with almost nothing on “Things to do” list. Subscribing to OTT platforms was instant relief, but not long lasting. Something has to be done with so much vacant time, at that time got in touch with Harminder Garg (Instructor cum Guide) at IIFC and desire to pursue CFP saw day of the light after so many years. Covid has been painful for all of us but it also had hidden opportunities; for me it was clearing Investment Planning Specialist, Risk and Estate Planning Specialist, Retirement and Tax Planning Specialist and Final CFP Module.
I am extremely pleased to share that in my journey for continual improvement in my professional career, I have achieved a milestone and attained the CFP® mark from FPSB U.S.
I am grateful to my CFP Coach - Harminder Garg for his constant support and guidance
I am glad to share that I have cleared my CFP final Exam (CERTIFIED FINANCIAL PLANNING). This is very prestigious qualification in the world of personal finance with international recognition.It gives me an immense pleasure to announce that I have successfully completed CFP- Certified Financial Planner.
I would like to thanks my coach Harminder Garg for your motivation and guidance and it couldn’t have been possible without your support. Thanks, Harminder Garg and IIFC - Indian Institute for Financial Certifications once again for all your help and support.
My firm belief in constant learning and up-skilling has helped me reach another milestone - I am now a CERTIFIED FINANCIAL PLANNER™ This one is special because it involves a much deeper, critical and analytical thinking that aligns you with the requirements of the clients. I feel lot more equipped and confident to help my clients make informed financial decisions. Special thanks to Harminder Garg from IIFC - Indian Institute for Financial Certifications, my mentor in this journey. He made the whole journey so engaging that you would not miss a session of interaction in your quest to learn more. This is not the end but a new beginning in my professional journey to enrich the financial wellness of our esteemed clientele.